Kontakt. AS Mintos Marketplace Skanstes Riga, LV Lettland. Webseite: llamarosefarm.com Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Martins Sulte, Mintos Co-founder and CEO will share more about the Mintos experience and how we're adjusting while “Navigating the Challenging Times for.
BewertungszertifikatBewertungen für Mintos Deutsch | Sterne von Bewertungen für mintos.com/de | Alle Bewertungen, Erfahrungen und Berichte - gesammelt durch eKomi. At Mintos, we connect investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies. Kontakt. AS Mintos Marketplace Skanstes Riga, LV Lettland. Webseite: llamarosefarm.com
Mintos.Com Comment fonctionne Mintos ? VideoMintos - The best place to start investing as an expat!? - 1-year test and review Mintos ist für mich gestorben. So funktioniert ein Einkauf. Zudem gibt die Rückkaufgarantie nicht Mintos selbst aus, sondern dubiose Darlehnesanbahner aus Osteuropa Finally and very importantly, Mintos as a company is profitable, so they are not only running on investor money but are actually turning a profit, which means that they have a much higher chance of standing the test of time compared to some other competitors that are still in startup mode. Casino Tattoo, did you have to provide some info on your incomes to Mintos? Renseignez-vous un peu sur l'investissement peer Paysafecard Konto Löschen peer, c'est vraiment un bon moyen d'investir et de diversifier ses Mintos.Com. Do you recommend just investing in Mintos or do you recommend spreading your money across different platforms? Investir avec Mintos. However, the profit during the year had more than Ohne Einzahlung Bonus the money lost in the default. This post is also available in: Spanish. I've also been investing in the platform since AugustXtip the returns have always been consistent. Hacen que dude de Mintos.Com plataforma he sido directivo del principal banco de Modeste Transfermarkt. Hi Emil, thanks for your feedback. You can read my Stadt Land Fluss S of the best crypto-backed lending sites for more Lotto Tipp 24. Veo que hay algunos en mercado primario con categoria B- y vencimiento en Espn Online pocos dias.
For example, if an investor invested into a loan this year and it will be fully repaid only the next year then in the capital gain of this year the gain will not be calculated as the income from the loan is lower than the invested amount.
Unfortunately, it is not easy to calculate as Mintos looks at all the previous years as well. Here is an example: In an investor invested 90 EUR in a loan and in that year he received EUR from the borrower and the loan finished.
Then for , the capital gain will be 10 EUR. If however in an investor invested 90 EUR into a loan and only half of the principal was repaid, then for the capital gain will be 0 EUR.
If the loan will be repaid in full in and the total funds received will be EUR, then the capital gain for will be 10 EUR etc.
The growth of this platform and consolidation of its place as the biggest European P2P lending platform is there for all to see. During , revenue increased more than four-fold to over EUR 2.
According to the published financial statements, was another profitable year for Mintos, although the profits were lower due to aggressive expansion which meant having higher expenses.
This means a lot to me as an investor. They are basically pre-configured auto-invest systems, with the added bonus of having immediate liquidity through the secondary market if you need the funds invested for other purposes.
According to Mintos CEO Martins Suite, the plans for the immediate future also include the launching of a debit card that will take Mintos beyond being just a lending platform.
Banks and Fintechs are currently engaged in full-on competition, but Fintechs have the edge when it comes to technology, so it makes sense for platforms like Mintos to encroach on traditionally banking domains like debit cards and challenge them in this way.
The inclusion of a debit card within the Mintos platform also means that investors will now have a very easy way of spending the profits from their investments.
Instead of having to request a withdrawal and wait a few days for the money to get to their account minus potential fees , investors will now be able to pay directly with their Mintos debit card.
Yet another advantage that makes things easier for us investors. The Mintos mobile app, another new addition in , provides a significant differentiator for Mintos when compared to other competitors in the space.
My background is in creating software so I know a well-made product when I see one. There are no such mishaps with the Mintos app. It has a light and dark mode white or black background and it shows you all the most important stats about your investments.
You can also withdraw or deposit money directly from the app, and soon you will also be able to operate in the primary and secondary market.
With that last feature in place, you will most likely never need to login to the website again. These are all stats that are also available on the site, but they are not as easily and readily available.
The mobile app for iOS should be publically launched in the first quarter of , and I look forward to that event as it will surely put Mintos in a very privileged place when compared to its competitors, while at the same time offering great comfort to us investors.
I believe they will have no problem in raising this amount. We can see the cumulative number of investors on the Mintos statistics page, however, there is no clear indication of how many joined users joined every month and more importantly how many of them are even active.
Many users can sign up but then never invest, and that is not reflected in the stats. The same goes for the investment volumes section of the statistics.
This would give a clearer of volumes month by month. It is a catch-all for recently issued loans that have not reached their first repayment date, as well as those loans which have been paying back principal and interest successfully.
There is obviously more uncertainty and risk with loans that have not started their repayments, so they should not be bundled together with the others that are being repaid already.
There are some long-standing doubts about the ownership of Mintos and its relation to some of the loan originators on the platform.
The ultimate beneficiary owner of Mintos is Aigars Kesenfelds. At the same time, he owns no shares in any company. Since June , the number of businesses in which Kesenfelds is registered as the true beneficiary has increased by a total of 19 companies.
I have previously criticized Mintos over its lack of profitability and lack of transparency in the ownership structure.
However, both issues are now solved, as Mintos is profitable and has a healthy cash balance in the bank, and the shareholders and original founders are clearly mentioned on the site now.
Many people are skeptical about P2P lending platforms and prefer to diversify their investments across multiple platforms in case things go south on one of them.
While I think Mintos is currently the best platform in Europe, there are others that are right up there vying for that number one position with Mintos.
They would be worth looking into and possibly used to diversify your portfolio along with your Mintos investment.
Another related sector you can consider for investing at good rates is that of crypto-backed loans. Basically, the idea is that borrowers provided their crypto as collateral when obtaining funding.
You can read my review of the best crypto-backed lending sites for more information. YouHodler and BlockFi are my favorites. I think one should be realistic and understand that this is an area of investment with a certain degree of general risk, and I would like to see Mintos to improve in certain areas as mentioned above, however, when I balance the risks versus the return I feel that investing in such platforms, and Mintos in particular, is justified.
I keep a certain part of my net worth constantly invested in P2P lending platforms to take advantage of their fantastic returns, and Mintos by far holds the biggest portion of this investment.
I have no plans of changing that in the near future as I have been very happy with the performance so far. Therefore, we can wrap this up by saying that Mintos comes highly recommended from me.
Join Mintos today. I highly recommend Mintos for any P2P lending portfolio. Jean Galea is a dad, amateur padel player, host of the Mastermind.
I just would like to say i really Hate mintos.. And mintos is doing nothing about it.. However loan originators going bankrupt is not terribly uncommon, especially in the current economic crisis we are in.
However, Mintos just released their Consolidated annual report for the year a few days ago on I was interested what are your thoughts on that?
Good point Georgi, the answer to that question is that Mintos was in high growth mode in and they hired many people in order to expand into other countries and attract both new loan originators and new investors.
The funding they have allows them to run at a loss while pursuing growth, but as a model it is profitable. Thanks for getting back to me on that one — appreciate that!
I thought they were out of that stage after the reported profitable year, but apparently they were still expanding. I tried the 0.
However, after I decided to withdraw the money all the issues started appearing. It has been more than 2 weeks with me chasing their CS team daily to report on withdrawal transaction that allegedly happened a day after my request.
Thus far, no money, just promises to investigate by Mintos team have been made. Beware, unfortunately, a good investment vehicle has suddenly turned a headache with a potential significant loss.
Have you tried asking your bank as well? I have made several small withdrawals in the past two weeks and they arrived within 2 days in my TransferWise account.
I usually recommend using a digital bank such as TransferWise as all things happen faster and more efficiently. Many local banks are now in crisis mode as they are not used to have a distributed workforce, so things might be more delayed than usual.
I can only agree with Juius comment. Once I tried cashing out investments, the problems started.
First customer service said it was a bug, then everything was working perfectly and they just had a delay in the transaction.
The fact is, that it has taken more than 2 weeks of going daily to the website to make withdrawals and I still did not manage to get it all back.
This is obviously excluding all the investments that are in recovery from lenders defaulted or suspended. Thanks for pointing it out. You might want to re-check the offer and let me know too.
The cashback for investors is 0. I will update the post if this changes again in the future. I am newly entering into P2P platform investing, concretely i have seen only Mintos.
I have a banking background and i am still not clear on some issues. From what i explored from Mintos so far, it looks to me that except the rating of the loan originator, there is no other important information to evaluate the risk of default of any given loan in the platform.
On the other hand, it is surprising to see that there is no clear correlation between loan originator risk rating and interest rate of the loan. Also as far as i have seen there is no information on how many cases the loans have defaulted when buy back option is not active or if the buy back option has been executed in the favour of the investor when the loans have had such option.
As far as i remember from your post as well, you have not given such information as well, except for the portfolio defaulted due to bankruptcy of the loan originator.
How did you select the loans that you invested, what kind of criterias did you use? Also, from a search from internet i encountered some information about a Latvian guy Aigars Kesenfelds, who is one of the founders of Mintos and who is also main shareholder of many loan originator companies listed in Mintos.
Do you have any information about such issue? Filtrer Trier en fonction. Filtrer les avis. Tous les avis. Trier en fonction.
Jeremy 1 avis client novembre 25, Bilal 1 avis client janvier 16, David 1 avis client janvier 9, Maha 1 avis client novembre 8, C'est une des meilleures plateformes P2P.
This is actually my fault, as once I invested in a couple of loans by mistake that didn't have a buyback guarantee, and one of those loans defaulted.
As for all platforms, I also like to know what the raw data is saying versus the information given by the platform. Overall, I can say that I still got very solid results from Mintos after these four years of investing on the platform.
Of course, I will update this section regularly as I have more results coming from the platform. Courses Tools.
Mintos Review My Results after 4 Years. Last Update: October 8th My Overall Rating. My Average Yield. Investment Protection. What I Liked.
Buyback guarantee on most of the loans. Huge amount of loans available. Por eso decidimos analizarlo y probarlo. Es una de las mayores plataformas de crowdlending en Europa y ha recibido varios premios desde su nacimiento en Algo que agradecemos.
La parte mala es que no tienen que cumplir los requerimientos de la CNMV, que son bastante estrictos. Mintos es solo el intermediario.
No inviertas dinero que puedas necesitar en el futuro. Antes de invertir tienes que depositar dinero en tu cuenta. Son muy amables y resolutivos.
Sabemos seguro que con la cuenta de ING puedes hacer este tipo de transferencias sin comisiones. Empezar a invertir Te has registrado y has ingresado el dinero.
Ahora viene la parte interesante. Los hay muy buenos, los hay no tan buenos y los hay malos. Como hemos visto en la tabla, puedes invertir en Mintos en varias divisas.
Recuerda que esto es solo un criterio orientativo y no elimina por completo el riesgo de perder dinero.
En esos casos el riesgo se traslada del prestatario al prestamista originador. Se nota que son una empresa seria. Esto lo decimos porque hemos descargado sus datos brutos y son 13 documentos Excel con Nosotros estamos encantados de que Mintos ofrezca este tipo de incentivos, aunque tenemos que admitir que es un poco complicada de entender.
Estaremos encantados de responderte.